Insurance Companies Busted for Owning Stock in Tobacco and Fast Food Companies

Blogger Graphics

I found some really Cute Blogger Layouts at Doobix.com

Just when I thought that I couldn’t loathe the insurance industry more, I read a stunning article in the American Journal of Public Health.

These insurance companies spend no telling what on PR that touts what all they are doing to promote healthy lifestyles. This is a quote straight from a very well known insurance companies- HealthyLifestyles pamphlet. 

Tobacco use, obesity, stress and physical inactivity have a significant
effect on employee productivity and happiness, and encouraging healthy
behaviors may impact more than your organization’s financial statement:
It may help presenteeism and the productivity of your employees.
Transforming unhealthy lifestyles is not easy, which is why we focus
on the five key behaviors that have the greatest effect on both your
employees’ health and the overall health of your organization:

Tobacco Cessation: We offer an educational program, a personalized
“quit” plan and an online community of support.

Weight Management: From dietary education to personal coaching, we help
participants help themselves reach and maintain a healthier weight.

Yet, these insurance companies are speaking out of both sides of their mouths. On one hand they tell consumers to be healthy...then, they are busted by a research team at  Harvard Medical School as owning stocks in tobacco and fast-food companies. Read about the insurance companies that were busted HERE

How to Avoid Common Retirement Mistakes

It is never to early to think about retirement. It is a daunting and confusing task for many, but it does not have to be. I was reading an article by CNN Money where financial experts were asked about the mistakes they most often see related to retirement. It is pretty common sense stuff, but considering the cadre of retirees heading back to work, there is obviously some problem between comprehending and completion.

Read the top six tips to help you avoid retirement mistakes HERE

 

Everything You Need To Know About Your Credit

It is a time of economic difficulty for many Americans. Job loss, wage cuts, hour cuts, and rising costs have resulted in many Americans falling behind on debts; meanwhile, others are trying to keep their heads above water with their credit. Coincidently, an estimated 45% of consumers don’t know their credit score and 32% have never even checked their credit report. Not understanding how credit works and how what you do effects it can really cost you big. With creditors picky than ever about handing out those car loans, mortgages, etc.., now is the time for Americans to get savvy about their credit standings- see here.

So, you want to know what is the difference between FICO, credit score, and credit report. You want to know about credit reporting agencies. You want to know how your score is determined. You want to know how your score can go bad...and how it can improve. You want to know where you can get your credit report and credit score and how often you should monitor it.

Well, I have got all that info in one easy to understand article, Everything You Need To Know About Your Credit Score.